Working with all three major credit reporting agencies,

Last Chance Credit locates errors and incoanalytical essay formatnsistencies on your report, we then use the different laws to clean up your credit report. With our restoration services, an increase of 50 – 100 points is easily obtainable in the first 30 days. This doessay helpesn’t mean that your credit score will only go up 50-100. That is just what can happen in the first 30 days. Last Chance Credit can also help you obtain up to three new non secured credit cards with in the first 30 days.Speak to our staff how that works most people will qualify.


Because you are ultimately responsible for ensuring that your credit report is accurate, laws were enacted — specifically the Fair Credit Reporting Act (FCRA) — to assist you. The FCRA gives you the right to contact the credit bureaus directly to dispute items on your credit reports. You can dispute any and all items that are inaccurate, untimely, misleading, biased, incomplete or unverifiable. Any item that cannot be verified on your credit report must be deleted.

Goodwill Creditor Interventions may also be used to address an item on your credit report directly with your creditor. Also, the Fair and Accurate Credit Transactions Act (FACTA) of 2003 may be utilized primarily in situations where identity theft is concerned.

Thousands of people have legally and successfully restored their credit and increased their credit score simply by enforcing their own legal rights. This type of process can be done individually if you have the time, and of course the patience, for the learning curve involved.

A better question would most likely be “what items cannot be removed”. We can remove everything you can imagine. Here is a list of some:

  • Late Payments
  • Charge Offs
  • Foreclosures
  • Judgments
  • Repossessions
  • Personal Identification changed or corrected
  • Closed Accounts
  • Bankruptcies
  • Negative Settlements
  • Liens
  • Collections


It all depends. There are no two credit reports that are exactly the same. This means that improvements we make on one person’s credit may or may not improve the score as much as another. The “average”, we’ve found, never applies. We’ve seen scores go up 180+ points, and others just get the 40 point boost they needed to qualify for their home loan.Anyone promising you an exact score is surely a scam.  Everyone’s results will vary, but, you can be certain we will get you the best results possible. We will look at your situation, give you an honest evaluation of what to expect and the time frame. We can also at your request do a “what if ” evaluation to give you an estimated credit score after completion of our service.  And with our Money Back Guarantee you have nothing to lose.